The Game-Changer in STR Investments🎲 Cash is king, and so are renovation loans in the Short-Term Rental (STR) game. After all, high bookings mean having a well-maintained property that people want to vacation in, or (if a mid-term rental) want to live in for an extended period of time. This is even more true if …
Renovation Loans: Your Secret Weapon in the Short-Term Rental Arena 🏗️🏠 Read More »
Most real estate investments depend on getting a good appraisal – as does the financing that makes the acquisition even possible. This is definitely the case in the Short-Term Rental (STR) world, in order to maximize your Loan-to-Value. The appraisal determines whether you get the valuation (and, thus, the loan proceeds) that you need to …
Navigating the World of Property Appraisal: A DiggifiGuide 🏠🔎 Read More »
Understanding DSCR—Debt Service Coverage Ratio—is key to leveraging your property’s earning potential and securing the right financing. In this post, our aim is to provide clear, practical insights for investors looking to navigate to the best debt in the short-term rental market. A blatant plug!: Diggifi does DSCR loans, for STRs and other investor-owned housing! …
DSCR Loans for Short-Term Rentals: Unraveling the Secrets 🏠💼 Read More »
Your ROI in Short-Term Rental (STR) deals will pivot around one core decision, in common with all real estate transactions: The choice between using all-cash, or taking out a loan for such investments. A lot of STR investors lean into using their own cash and savings (or that of their friends & fam) – but …
Why Financing a Short-Term Rental with a Loan Beats All-Cash Purchases🏡 Read More »
Remote work, also known as “work-from-home” or WFH, is a seismic shift that’s rocking the housing market. As more people trade cubicles for couches, housing preferences are changing dramatically. How can savvy investors adapt and prosper?😎 Dialing into the Data: The Demand Shift COVID-19 didn’t just disrupt our lives; it rewired our work culture. According …
Cubicles-for-Couches – Investing in Properties that are perfect for Work-from-Home Read More »
Construction loans, Credit, finance, Fix and flip, Foreclosures, Hard money loans, Mortgage, Real Estate Investing / By diggifi Hello, real estate enthusiasts! In the ever-evolving landscape of real estate investing, timing is everything. And in today’s volatile RE market, having the right financial tools at your disposal can make all the difference. Enter bridge loans and gap financing. What are Bridge Loans and Gap …
One can almost hear the pounding beat of Queen’s masterwork– “Da da da da da….Another bank bites the dust…” Pounding is the right description – as that’s what the banking world and the real estate world are now taking. First Republic is the latest domino to fall. What the heck is going on — and …
What is that loud “sucking sound”? That deafening WHOOSH? That is the sound of credit being sucked out of the economy… and watch out to make sure that you are not sucked out along with it. Real estate markets are about to see their tide flow out….and then, to paraphrase the famous Warren Buffet, some …
As we are writing this post, it is early morning the week of March 20, 2023 – and tension is mounting. First Republic Bank is poised at an incredibly sensitive moment, Signature Bank has seen its branches absorbed by NYCB Flagstar Bank, Credit Suisse was just bought by its Swiss counterpart UBS….and who knows what’s …
Real estate investors, what happens if your lender goes bankrupt? Read More »
The noise of banks crashing down is enough to make your head spin….and what’s a poor real estate investor to do amidst all this craziness? Keep in mind, it’s not only the banks in the headlines that are hurting – even those banks not (yet) shut down are under tremendous pressure from their regulators to …
As banks keep crashing down, real estate deals pop up! Read More »
